Shamrock Lending Co

Australian Private Credit

Secure. Disciplined. Performance Focused.

Shamrock Lending Co Pty Ltd Provides eligible investors access to professional, managed Australian private credit opportunities, secured predominantly by registered first mortgages over Australian real property. Invest directly in individual loans or via diversified trust-held opportunities.

Why Shamrock Lending

Built on discipline, backed by property

Six principles that guide every loan we fund — from first assessment through to final repayment.

01 Security

Property-backed security

Loans secured predominantly by registered first mortgages over Australian real property.

02 Income

Consistent income

Distributions paid monthly or quarterly from interest earned on the loan portfolio.

03 Underwriting

Disciplined credit

Every loan is independently assessed — borrower, security, valuation and exit strategy — before funding.

04 Oversight

Active management

Every loan is monitored through its full term to repayment.

05 Expertise

Experienced team

Deep expertise across commercial lending, mortgage finance, property and credit risk.

06 Partnership

Aligned interests

Our success depends on yours.

Investor Relations

Register your interest.

Complete the form below and a member of the team will be in touch. It takes about two minutes. Nothing here commits you to invest — it simply lets us understand your position and send you the right materials.

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01 Your details

Full name *

Email address *

Phone number *

Australian mobile or landline. Include the country code for overseas numbers.

02 Investor profile

Are you investing as *

Entity details

Entity name *

ABN / ACN Optional

Approximate investment amount *

Indicative only — it is not a commitment and you can revise it later.

Specific figure

Amount you have in mind Optional $ AUD

03 Wholesale investor status

Why we ask. Certain opportunities can only be offered to wholesale or sophisticated investors under the Corporations Act 2001 (Cth). Your answer decides what we are permitted to send you. If you are not sure, choose “I am not sure” — we will help you work it out.

Are you a wholesale / sophisticated investor? *

Yes — I meet one or more of the tests You will be asked which test applies. No — I am a retail investor We will only send you materials cleared for retail investors. I am not sure Perfectly common — we will walk you through it.

Which test do you meet? Select all that apply *

Net assets of at least $2.5 million s708(8)(c) — requires a qualified accountant’s certificate. Gross income of $250,000+ in each of the last two financial years s708(8)(c) — also requires an accountant’s certificate. I am investing $500,000 or more in this offer s708(8)(a) — the product value test. Professional investor AFSL holder, regulated body, or controls $10m+ in gross assets. Assessed as experienced by a licensee s708(10) — an AFSL holder is satisfied I have sufficient experience.

Do you hold a current accountant’s certificate? Optional

Yes — issued within 2 years No, or it has expired

What counts as a wholesale or sophisticated investor?

Under the Corporations Act 2001 (Cth), you are generally treated as a wholesale client if any of the following apply:

Net assets test — net assets of at least $2,500,000, certified by a qualified accountant (s708(8)(c) / s761G(7)(c)).
Income test — gross income of at least $250,000 per year for each of the last two financial years, certified by a qualified accountant.
Product value test — the amount payable for the financial product is at least $500,000 (s708(8)(a)).
Professional investor — an AFSL holder, an APRA-regulated body, a listed entity, or a person controlling gross assets of at least $10,000,000.
Experienced investor — a licensee is satisfied you have previous experience letting you assess the offer, and gives written reasons (s708(10)).

An accountant’s certificate is valid for two years. This summary is general information, not legal or financial advice.

04 Your capacity

Are you enquiring directly, or on behalf of a client? *

Directly For myself or my own entity. On behalf of a client Broker, adviser, or other intermediary.

Your firm

Firm / business name *

AFSL / Authorised Rep no. Optional

Roughly how many clients might participate? Optional

05 Anything else

Additional comments or questions Optional

Timeframes, sectors you favour, questions about the structure — anything that helps us prepare for the conversation.

0 / 1,500

06 Declaration & consent

This form is an expression of interest only. It is not an offer of securities or financial products, nor an invitation to apply for them, and nothing in it constitutes financial product advice. Any offer will be made only under the relevant disclosure or offer document.

Where you have indicated wholesale or sophisticated investor status, we may ask you to provide a qualified accountant’s certificate or other evidence before any offer is made. We may decline or withdraw an enquiry at our discretion.

Your information is handled in accordance with our privacy policy and the Privacy Act 1988 (Cth). We use it to respond to your enquiry and to assess your eligibility — we do not sell it.

I confirm the information above is true and correct * I have read the declaration and consent to being contacted about this enquiry and to my information being handled per the privacy policy.

Please check the following

We typically respond within two business days. Prefer to talk first? Get in touch.

Submit registration

Investor Relations

Registration received.

Thank you. Your expression of interest has been recorded and a member of the team will be in touch within two business days.

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